From: EasyBkServices
Wednesday, 10:42 A.M.
Dear Valued Visitor:
If you have been monitoring the bankruptcy scene for some time, you will have known by now that we are the standard by which all bankruptcy preparation sites are measured.
We have been around the longest and we pioneered the very concept of the easy full service bankruptcy, hence our name. When it comes to the new and badly written bankruptcy law change, we have continued our tradition of defining the way it should be done.
How should it be done? Just about all bankruptcy judges and trustees are unanimous in condemning the new bankruptcy law as confusing and contradictory and believe them, it is ugly. Notwithstanding, your bankruptcy should be done in a way that shields you from all the ugliness and brutality of the horrendous paperwork. That is what we do.
We take on the burden of the mountains of paperwork, including the pain-in-the-neck means test, so that you can sit back and relax.
If you are thinking of using software or paper forms, here is something that you should be aware of. The courts have what is called the 180-day bar and it is essentially a penalty that they impose on debtors who are either trying to abuse the system or have messed up their filing so much that they need to take a timeout.
Because these debtors are already broke, rather than fine them some money and ask them to make corrections, the court penalizes them by dismissing their filing and barring them from filing again until after 180 days, hence the name, 180-day bar.
While most debtors did not have to worry about this under the old law, under the new law, a lot of people who attempt to type their own documents or try to do it using downloadable software, end up making serious unintentional errors that often appear to the court as deliberate attempts to take abusive advantage of the system. Because of this, many debtors who cut corners and use cheap do it yourself software or free forms have their filing dismissed and the 180-day bar imposed.
Our documents are always exactly what the courts want and they have never been rejected. Yes, you could penny pinch as usual by using free forms or software but, it would be foolish to risk your family's financial future on a gamble. But there is more to it than the 180-day bar.
The last thing you need is the hassle of trying to do it yourself. Why waste several weeks fussing with forms and kits when you can sit back and relax while we prepare everything you will need. You have come a long way from the days of denial, when you thought your financial problems would go away by themselves, and now you have taken a step in the right direction.
We can prepare all of your bankruptcy court documents for you so that all you have to do is sign them and mail them to the courthouse. Imagine having it all done for you while you go about your regular activities, work, sleep, play, whatever.
We guarantee that your documents will be accurate and that the court clerks will accept it for filing as meeting or exceeding their standards or you get your money back. We can make this guarantee very confidently because our documents are consistently reported by the court clerks as being the best they have seen. When you consider that many bankruptcy filing clerks rate our documents superior to that of attorneys and paralegals and just about anyone else out there, you can confidently turn over your bills to us knowing it will be done right.
When you hire us, here is what you will get:
|
|
We will prepare
every official Federal bankruptcy document that you will need
for a 100% complete Chapter 7 bankruptcy filing. |
|
|
We enable you
to save the creditor matrix on Diskette. Some courts want you
to give them the list of creditors on a computer diskette in addition
to filing the actual documents. We give you the creditor matrix already
formatted for saving to a diskette. If you used paper forms or bankruptcy
kits, there is no easy way for you to get the creditor matrix on diskette. |
|
|
We will accept
an unlimited number of creditor listings from you at no extra
charge. Attorneys and paralegals will quote you one price but when they
actually see that you have many creditors, their price could triple. Blast
us with as many creditors as you have, 10, 20, 50, 200. It makes no difference. |
|
|
We will accept
an unlimited number of collection accounts from you at no extra charge.
Say you have a medical bill that has been sent to 10 different collection
companies. You can give us the medical bill and all the collection companies
without fear of overloading us or of getting charged extra. Many lawyers
and bankruptcy preparers limit you to the first five or ten creditors
after which they hit you with a hefty price increase. Some charge as much
as $20 per creditor after the first set. |
|
|
We will accept
an unlimited number of asset listings from you at no extra charge.
Let's say that you want to list every major item of property separately
and do not want to lump them together. You can do so and not have to worry
about our charging you extra. |
|
|
Joint filing
with your spouse. If you are married, you can file a separate
bankruptcy by yourself or you can file a joint one with your spouse for
the same onetime price. Just about everyone else charges extra to add
a spouse to the filing but we don't. |
|
|
You can make
as many changes as you like to the information that you give us.
Let us say that you do not have all your bills ready right now. You can
give us the bills that you have now and come back later and add as many
more as you like prior to our preparing the documents. We will not charge
you extra. |
|
|
We can finish
the documents in less than one day and, if necessary, in just a few hours.
This is lightning fast when you consider that attorneys and paralegals
take two or three weeks and even the so called online web sites take at
least one week. |
|
|
Enjoy the ultimate
in convenience. Everything is done online and you never have
to leave home to file it. |
|
|
Ultra easy
questionnaire. You give us your bills and information on the easiest online
questionnaire possible. With others, you have to fill in reams
and reams of questionnaire just to give them the information to work with.
With our online questionnaire, if you have a few creditors, you could
be done giving them to us in 10 to 15 minutes. Compare that to the several
days it could take you to fill out the attorney or paralegal questionnaire. |
|
|
You can save
the information that you give us with the click of a button.
Let's say that you need a few days to gather all your bills. You do not
have to wait till you have them all to get started. Just enter the ones
that you have now and click the Save button. You can then come back days
later and continue where you left off. You can even go back to the ones
that you had previously entered and make changes. |
|
|
|
|
|
While just about every bankruptcy web site
shares a web server with hundreds of other companies,
we
own and maintain our own multiple redundant servers to ensure that the
privacy and security of your data is never compromised. This
level of security costs us many dozens of times more than what other bankruptcy
web sites spend on hosting their sites, but in the long run you are very
well worth it. When you hire us to prepare your documents, your information
is more secure and private with us than with any attorney or web site
anywhere. |
|
|
Our privacy policy is very simple.
We never ever share any of
your information with anyone and we never send you span. When
you hire us to prepare your bankruptcy, you get the security and privacy
that you would expect if you did it yourself behind locked doors. |
|
|
Most important of all, we back our work with a full money-back guarantee. |
Hire Us And Get These
Limited Time
Special Offers...
Special Offer # 1
Reaffirmation Agreements
Let us say that you want to keep your house or car after bankruptcy by continuing to make payments as usual. Or let's say that you want to keep one or two credit cards after bankruptcy. How do you do it? Do you simply leave them out of the bankruptcy? Of course not.
Many districts require that you sign a reaffirmation agreement with each creditor that you want to keep paying after bankruptcy. A reaffirmation agreement basically says that you want to keep making your payments as usual. Sometimes, you can even use the reaffirmation agreement to negotiate down the actual balance that you owe, and that is far better than any debt counseling program can offer you. For a limited time, we are offering reaffirmation agreement templates absolutely free. Find out more later on this page.
Special Offer # 2
Removing Bankruptcy From Your Credit
Having bankruptcy on your credit record is not that bad, when you consider that ordinary bad credit and judgments can stay there for 7, 14 or even 21 years. Freedom from oppressive debt is worth having bankruptcy on your credit report for 10 years. Now if you can file bankruptcy today and then have it removed from your credit report in a matter of a few months, that alone would be worth thousands of dollars. For a limited time, if you hire us, we will put you in touch with law firms that will help you do exactly that. Find out more later on this page.
When you hire us to prepare your bankruptcy, we do not dictate to you what to bankrupt. We use only the bills that you give us. Here are just a few of the debts that people turn over to us.
Credit card debts regardless of amount owed.
Store cards of all types.
Medical bills from a few dollars to many thousands of dollars.
Medical collections.
Auto accident debts including insurance liabilities.
Personal loans.
Collateral loans secured by small items like household possessions such as the ones from Household Finance or from the Money Store or from any of the many collateral lenders.
Collateral loans secured by big items such as computers, big screen TVs, boats etc.
Auto loans regardless of amount owed.
Home loans regardless of ultimate disposition.
Attorney fees.
Judgments.
Liens.
Federal taxes.
State taxes.
Student loans.
Pending lawsuits.
Threatened lawsuits.
Closed lawsuits.
Wage garnishments.
Pending auto repossession.
Deficiency on past repossessed autos.
Eviction.
Phone bills.
Gas bills.
Cable bills.
Electric bills.
Nonsense no-name hate bills from unknown parties aimed at making you miserable.
Foreclosure.
Collection accounts of all types.
Gambling debts.
Various unsecured debts.
Secured debts not already listed.
We are even given divorce related debts such as when a spouse is stuck with all the community bills, or the attorney fees of the other spouse and more.
We do not decide what you should bankrupt and we do not tell you whether or not to include all or some of your credit cards. You are in control. You give us the bills you want and we go to work for you. Now, if you are not sure what is best for you, you can always call an attorney to get advice. For the heck of it, why not ...
Get a free consultation with an attorney if you have any questions or need guidance. When you do so, leave your pocketbook and checks at home. Most bankruptcy attorneys offer free initial consultation and they are a great way to get free advice. The key to going in to see them is to leave your money at home so that no matter what tricks they pull, they cannot pressure you into parting with your money.
Get the free attorney advice and then come back and put us to work for you.
We will take you into the courtroom and show
you exactly what happened at dozens of these trustee hearings. Wouldn't you
like to know what the credit card companies will say and do to you at the
hearing? Click Here to enter the courtroom with us.
Actual Trustee Hearing Accounts
Your employer is not supposed to fire you because you filed
bankruptcy, but what if you unwittingly give them the excuse to fire you?
First of all, when you file bankruptcy your employer will not be notified
by the courts but you could through your carelessness make them aware of it.
Secondly, hiring a slow and unthinking
attorney could actually cause you to legitimately get fired. Here
is how. Hiring an attorney for your bankruptcy could cause you to take too
much time off from work and could make your employer nervous. How much time
does it take if you hire an attorney?
Your first consultation could take 4 hours. One or two hours in traffic, two
hours in the waiting room filling out forms and waiting your turn, and another
hour talking to the secretary and maybe another hour getting pumped by the
attorney for as much money as he or she can get. You might as well take the
whole day off just to find out whether or not you want to hire the attorney.
The second appointment could waste another 4 hours of your time. This time, you will be working with the secretary, not the attorney. He or she will probably have you fill out the forms all over again because the first time, she was too busy with other clients to explain it right to you, and that was why you messed it all up. To get it right this time, you might as well take the whole day off from work again. It doesn't end here. You will have to spend another 4 hours with your attorney, or should we say, his secretary, because the papers are ready for your signature before they get filed with the court.
Oops! You just discovered a whole bunch of errors. First they left off two credit cards that you gave them and they have typos all over the darn thing. Well, that means another trip to the lawyer's office but this time you have to wait a few more days because they are swamped with other cases that are ahead of yours and besides, the attorney who you will probably never see again is out of town.
When you get home mad and frustrated, you discover that you have made a few mistakes of your own. You discover that you forgot to give the attorney a couple of collection accounts. When you call back to tell the secretary about the extra creditors, that is when they put the screws on you. Be prepared to fork over a couple more hundred dollars so that they can re-do the paperwork from scratch. It doesn't make sense but that is how they play the game and since you are broke, there is not much else you can do. Ironic isn't it? That explains why there are all those lawyer jokes! We will not even talk about those 2 or 3 more days that you will need to take off from work before they let go of your neck.
And you know, no matter what you tell them, there are many
secretaries who will leave you a message at the job saying, "Please have him
call his attorney and ask for Susan, the bankruptcy paralegal." Yes, bankruptcy
is nothing to be ashamed of but no one wants to hear on the company's intercom,
"Pick up line two. It is your bankruptcy lawyer."
What is an invisible lawyer? This refers to the lawyer who, after taking your money, will never be seen by you again. With all the back and forth trips to the lawyer's office, the errors and corrections and the extra creditors that you added, by now your lawyer fee is probably upwards of $2,000 and the least you would expect for all that money is to have your attorney show up on your court date. This is where you discover that you never really did hire the lawyer that you thought you hired. In most cases, on the day of the hearing, your lawyer will send a stand-in lawyer to take his place. Stand-in lawyers are usually lawyers who do not have their own clients but make their living standing in at the bankruptcy hearing for many other lawyers, for a small fee of $25 to $50 per stand-in. Since your attorney now has your money, you will probably never see him again.
Just give us the bills online here and now, tell us if you want one day service and then go back to what you were doing. It could not be any simpler.
Take Advantage of An Army of Experienced Bankruptcy Preparers!
Have all 30, 50 or more pages of your complete bankruptcy documents prepared
by experienced bankruptcy preparers while you go on with your life. You
are not a lawyer or paralegal, so why pretend you are one by taking on such
a tedious and complex task.
They are court ready, so all you do is sign them and
turn them in! You could even file them by mail to save
yourself a trip to the court. We provide the court addresses too.
Your Privacy and Convenience Are Important. Treasure Them!
You do not need to leave the privacy and comfort of your home to
come to an office hours away. You just fill out our easy online questionnaire
and that's it.
Never Risk Your Job By Taking 4 or 5 Days Off From Work to
See a Lawyer! You do not need to take time off from work
as you would if you hired an attorney. Why take time off from work
repeatedly just to go see an attorney? If you are already in financial trouble,
the last thing you need is to take lots of time from work to see an attorney.
Blast Us With As Many Bill As You Like!
There is never a hidden charge or an
extra fee for having too many creditors! If you like, give
us 200 bills or creditors. We will prepare the documents for the same low
price that we started with. With paralegals, attorney and other bankruptcy
preparers, you could be looking at hundreds of dollars in extra charges
that they didn't tell you about when you hired them.
Our questionnaire allows you to save your information
as you enter it. This is a great time saver because it
means that if you have many bills, you do not need to enter them all at
once. You can take a few days to enter them all.
We are just about the only way to
get your documents prepared on one day. If you hire an
attorney or paralegal, you can expect to wait a few weeks to get the documents
done.
Unlike attorneys and bankruptcy bills, you do not pay per
creditor. Many attorneys and paralegals charge you a la carte and that could
add up very quickly.
We also give you a
written guarantee
that your documents will be accepted by the court clerks because they conform
to the official Federal standard.
Our privacy policy is very simple. We do not send you any spam and we do not share your information with anyone.
No doubt, you have done your best to keep up with your bills and if there was a way you could keep on paying them without filing bankruptcy, you would. Unfortunately, the real world is not quite that simple. No matter what you do, there is no way you can be sure that paying them a few more thousand dollars will make any difference in the long run.
You could pay all this money and still never get caught up. As you have probably figured out, the credit card system is designed so that you can never pay them off completely, no matter what you do. It is like those lab rat experiments. The faster the rat runs up the inside of the wheel, the more it remains in the same place.
No one can tell you when you have had enough of going nowhere. Should you file bankruptcy or should you hang in there, suffering day after day? Only you can decide this.
The mistake most people make is not seeing the writing on the wall soon enough. They are falling further and further behind, they are borrowing from one credit card to pay the other but they still do not have the courage to admit the obvious -- that they are going to crash. They rationalize it by saying, "If I hang in there a little longer, it will get better" or "I cannot ruin my credit" or worse yet, "I cannot do it to them, after all they let me borrow when I was in a bind."
Some even fall for the oldest dirty trick in the book, that is, to turn large chunks of their paychecks to debt consolidation companies to help them do what they themselves couldn't do with the very same paychecks.
Little do they know that most debt consolidation companies, non-profit or not, pay themselves hundreds and even thousands of dollars from those paychecks before they even send the first payment to the creditors.
They run all those cute compassionate ads on TV showing beautiful people who got out of debt by debt counseling but they do not tell you that in the real world, a good many of those who try consolidation eventually drop out in worse shape than at first. Most people who stick with it still end up with ruined credit anyway, which makes you wonder what the point was in the first place. If this is news to you, then click here to find out what debt counseling companies do not want you to know. Debt Consolidation: TRUTH OR DARE
It is bad enough that you made poor financial choices in the past. It is bad enough that creditors have panicked you, harassed you and driven you half out of your mind, but now that you have decided to do something about it...
Don't Make This Common Mistake
Do not start out spending weeks typing, erasing, retyping, whiting out, messing up your bankruptcy forms and then getting panicked into paying an attorney up to $1,400, only to find out that he or she did not do more than an hour's work for you and that you could have had it all done for you in just one day for much less, had you simply turned over your bills to us and let us do all the work.
Most people who buy paper forms or kits start out thinking that there couldn't be too much to it, after all it is just a bunch of forms. Before they know it, what they thought could be done in a weekend has now taken 4, 5, 6 weeks and counting and with several restarts and is looking more jumbled than a bowl of half eaten spaghetti. What went wrong?
In an ideal world, it should be really simple. Just show them the bills and say "I surrender", but then again that would be too easy and nobody would need to hire an attorney, would they? Well, attorney lobby groups took care of that over the years by getting Congress, (also made up mostly of attorneys,) to twist and contort and layer and mangle and obfuscate and hyper-complicate the ground rules. You have probably heard of the proposed bankruptcy changes before Congress? Well, that's them again.
Now, a simple personal bankruptcy that ought to consist of no more than a 2 or 3 page list of creditors instead consists of 30, 40, 50 or even up to 70 pages of complicated, repetitive, interwoven mumbo-jumbo, drawing from any number of the thousands of Federal and State "commandments" and guidelines. When you buy the package of blank forms or the bankruptcy kits, as they are now called, nowhere do they tell you this.
If you doubt this, just go into any public library and ask for the federal bankruptcy books as well as the associated State books and you will find that you might need a shopping cart just to bring them to the the checkout window.
In all fairness, not all lawyers are money hungry. If you can afford it, there are many good and decent attorneys that will type your documents by themselves for a cheap price. The problem is that, like a needle in a haystack, they are not easy to find. Chances are that the bankruptcy attorneys you are likely to find either operate bankruptcy mills or do not do enough bankruptcies to be affordable. What is a bankruptcy mill, you ask?
Bankruptcy mills come in two flavors. There are the bankruptcy mills operated by unlicensed paralegals who put up an attorney's name as a front and charge attorney prices. In those deceptive operations, the attorney has nothing to do with preparing your bankruptcy documents. It is just an easy way for a lazy attorney to make some quick bucks.
And then there are the attorney operated bankruptcy mills which are operationally the same as the paralegal mills mentioned above, with the main difference being that the attorney actually owns the operation. In this type of mill, you deal almost entirely with the attorney's unlicensed paralegal. If you are lucky, in some of these attorney owned mills, the attorney is also the salesman and you get to ask a few questions as he or she takes your money.
Now that you know what some of your choices are, how do you decide if you should hire an attorney? Well, to answer that question, you need to understand the role that the attorney plays in a typical personal bankruptcy. A good bankruptcy attorney is supposed to counsel you, prepare your documents and show up with you at the trustee meeting. (Because of the commandments that the lobbyists got Congress to pass, we are not even allowed to tell you in any detail how the process works. What a shame!)
Let it suffice to say that you are allowed to prepare your own bankruptcy and to appear at the trustee meeting without an attorney. For most people, the meeting usually lasts only a minute or so and is nothing to be afraid of, and the one thing that a great many people who hire attorneys remember when it is all over, is how mad they are with themselves that they hired an attorney when they did not really need to. Some even feel taken advantage of especially when the attorney they thought would represent them sends a $40 substitute attorney in their stead, or worse yet, when the attorney did not say anything other than their name at the trustee meeting.
If you need to and can afford it, hire an attorney. Do not go without advice if you have a complicated case or own a business. They may be expensive but in the long run it could be worth it.
You've Got Bills, You Want To Get Rid Of Them, But You Do Not Want To Frustrate The Heck Out Of Yourself...
So do the smart thing..
Turn them over to us, kick back and let us do all the work for you.
Just give us the bills online here and now, tell us if you want one day service and then go back to what you were doing. It could not be any simpler. You can click here to get started.
More Details on Special
Offer # 1
Reaffirmation Agreements
Let us say that you want to keep your house or car after bankruptcy by continuing to make payments as usual. Or let's say that you want to keep one or two credit cards after bankruptcy. How do you do it? Do you simply leave them out of the bankruptcy? Of course not.
Many districts require that you sign a reaffirmation agreement with each creditor that you want to keep paying after bankruptcy. A reaffirmation agreement basically says that you want to keep making your payments as usual. Sometimes, you can even use the reaffirmation agreement to negotiate down the actual balance that you owe, and that is far better than any debt counseling program can offer you.
Here is an example. Suppose you owe $2,000 on your computer or on your furniture and the debt is secured. Rather than giving back the item to the creditor or reaffirming to pay the full price as usual, you can reaffirm to pay only the current yard sale value of the item. Since computers and furniture lose value the moment you walk out of the store, those items may now be worth only $300, in which case all you pay to keep them free and clear is just $300.
In the above example, it is your right to pay only $300 and keep the property, but without a reaffirmation agreement, you cannot exercise that right. As for your house, it is unlikely that you are going to be able to negotiate down the balance on your mortgage but you still need a reaffirmation agreement to keep making your payments as usual. Reaffirmation agreements are not part of the official federal bankruptcy forms, so you will not get them from any other bankruptcy web site or even from a paralegal. For sure, you will never get them from a bankruptcy kit or from a package of blank forms.
Now do you see why this special offer is a big deal? If you order before 12PM Midnight, Thursday, March 25th, you can download from our site an unlimited number of reaffirmation agreement printouts that you can customize to suite each of the creditors that you want to keep. Each reaffirmation agreement printout is fully customizable online, so there are no paper forms to mess with. Just enter the information in your browser and print them instantly.
It used to be that a reaffirmation agreement was just about anything you and the creditor signed your names to, but now in all districts, there is a mandatory 5 to 6 page official document that everyone must use. Order before the deadline and you can download as many of them as you want for free. You are not sure you will need a reaffirmation agreement? Get it just in case. This offer alone is a $279 value and is yours for free if you order before the deadline. You can click here to get started.
More Details on Special
Offer # 2
Removing Bankruptcy From Credit Reports
Having bankruptcy on your credit record is not that bad, not if you consider
that ordinary bad credit and judgments can stay there for 7, 14 or even 21
years. Freedom from oppressive debt is worth having bankruptcy on your
credit report for 10 years. Now if you can file bankruptcy today and
then have it removed from your credit report in a matter of a few months,
that alone would be worth thousands of dollars.
The good news is that bankruptcy can be removed from your credit report in a matter of months and it is being done every day for others like you. Now, removing bankruptcy from credit reports is not easy. In fact it is quite difficult and it is not something that you are ever going to be able to do by yourself. It requires the skill and experience that comes from many years of working with the credit bureaus. It also requires the help of attorneys seasoned in credit laws.
Before you turn skeptical, remember this. The credit bureaus are not government agencies and there is no regulation that says they must report your bankruptcy in the first place. They just do. The law only limits how long they can report it. Do you see the difference? So the question cannot therefore be whether or not removing bankruptcy in months is legal but rather, how does one go about doing it.
We work with a number of nationally recognized attorneys who have a track record of removing the worst credit blemishes...and yes, especially bankruptcies, and they do it in months, not years. These attorneys specialize in battling with the credit bureaus and know their weaknesses and how to exploit them to remove bankruptcies. They remove bankruptcies from credit reports every day for people just like you while most other people have no idea that it is even possible.
Here are some of their published accomplishments in 2007
alone.
These are not our numbers but theirs. Impressive isn't it?
|
First Quarter Deletions (Jan 2007 - Mar
2008)
|
We are not in the business of removing bankruptcies from credit reports, but we can recommend to these attorneys that they accept you for their bankruptcy removal program once your bankruptcy has been discharged. The attorneys can only start to work on removing your bankruptcy from your credit after your debts have been discharged and your bankruptcy file sent into deep storage by the courts. In principle, that creates the perfect opportunity for them to catch the credit bureaus unprepared and to exploit that un-preparedness to your advantage.
This is a limited time offer. Order our bankruptcy preparation services before the Thursday, March 25th offer deadline and we will recommend you for the attorney bankruptcy removal service. Please note that the law firms and attorneys providing this bankruptcy removal service are in no way shape or form connected to our bankruptcy preparation service or to this web site.
If having your bankruptcy removed from your credit in months instead
of 10 years sounds too good to be true, then remember this. You have nothing
to lose. We are making available to you the option of hiring the attorney
bankruptcy removal service, at no charge from us. If you are going to file
bankruptcy with us anyway, then it is good to know that if you want it, your
bankruptcy can be erased from your credit. You can click here to
get started.
Bankruptcy Can Be Good For Your Credit
Do you know how they catch monkeys? They know that monkeys are very smart and can run and climb like heck and that there is no way they are going to chase and catch them, so what do they do? They devise a very simple and clever trick. They put a banana in a clay pot or a gourd with a small opening and they place it in the path of the monkey. When the monkey sees it, it reaches in through the small opening and grabs the banana, but because it has cupped the banana in its hand, it cannot pull its hand with the banana out of the opening.
The monkey could stay there for days with its hand in the pot until they come to get it. All the monkey has to do is to let go of the banana and be free to find another banana another day, but it will not. Before you ask what the monkey and the banana has to do with your bankruptcy, think about this...
The credit industry uses your credit rating as the banana in the pot. They know that your credit is useless to you while it is in the pot of overextended debts but they want you to hang on to it even if it ruins you and possibly sends you to an early grave from hypertension.
All you have to do to gain financial freedom is to get rid of the debts that so wickedly ensnare you. After bankruptcy, you can re-establish good credit in no time. Don't hang on to the false promise of good credit as you run your family's financial future into the ground.
Good credit is good, only if you can use it for your own good, but if it traps you in a financial nightmare, and you hang on to it because you are afraid to be without it, you only have yourself to blame. Your creditors as well as their stooges, the debt negotiation companies, do not want you to know that...
You can re-establish good credit in as little as two years after filing bankruptcy.
They want you to be scared half to death by reminding you that your bankruptcy will stay on your credit for umpteen years. That way, you can never get your cupped fist out of the jar of outrageous interest rates.
They do not want you to know that most home loan programs only require you to wait two years after bankruptcy before they can make you a home loan.
They do not want you to know that if you need a credit card in the meantime, at most banks, your ATM card also serves as your Visa or MasterCard and is honored at most stores.
They do not want you to know that no matter how good your credit is, you cannot use it to finance a home loan if all your paycheck is going to repaying credit card debts. Wouldn't you rather have a lot of money in the bank with bad credit than be broke with great credit?
They do not want you to know that after filing bankruptcy many merchants flood you with credit offers because they know that you cannot file bankruptcy again for several years.
They do not want you to know that many auto finance companies are happy to finance car purchases for recently bankrupt people.
They want you to believe that if you file bankruptcy, your life is over. They do not want you to know that for those who need it, filing bankruptcy can be such a renewing and uplifting experience, almost like a religious experience or like being let out of jail, or winning the lottery.
Still Thinking of Hiring an Attorney?
FIND OUT WHAT OTHER DEBTORS IN YOUR AREA SAW ATTORNEYS DO WHEN THEY WENT TO COURT? IT WILL SURPRISE YOU. CLICK HERE
| When we say 1-Day Service, we mean that... |
If today is any day other than a Friday or Saturday, you could be virtually out of debt by tomorrow!
Imagine, finally being able to go to sleep and sleep like
a baby; No more knots in the pit of your stomach when you remember
your debts; No more feeling like a trapped animal; No more harassing phone
calls from your creditors to raise your heart rate.
It is all in your hands. You can no longer blame others or hide your head in the sand. You can no longer blame it on not having the time or money for an attorney. You can no longer blame it on not having transportation to go to an office. In the amount of time it has taken you to read this web page, you could be more than halfway done with giving us all your bills.
How can you get out of debt in just one day? Doesn't it take months after filing for the process to be complete? Remembering that the lawyer lobbyists have gotten the system to stop us from telling it like it is, we can only say that in almost all cases, the moment you turn your paperwork in to the courts, the anguish ends. You can let the attorneys themselves tell you about it at the free consultation.
Starting the process with us is very easy. All you need to do is place your order and then fill out our simple questionnaire. You can click here to get started.
When we get your questionnaire, we will go to work right away preparing your documents, all 40 or more pages. If you have asked us to do it just one day, don't be surprised if we actually finish it in a couple of hours. We will email you the finished documents so that you can print them on your printer and mail them to the court the same day.
Sending it to you by email allows you to turn it in the same day and thereby put an end to the harassing phone calls.
Talking about notifying the creditors, there are attorneys who will urge you to hire them on the promise that they will take the creditor phone calls for you. Ask yourself, is it worth $1,250 or whatever it is they charge these days?
First of all, creditors stop calling you because you filed bankruptcy, not because you hired an attorney. Secondly, if you want your attorney to take the calls, you would have to first talk to them and then give them your attorney's phone number. How else would they know you have an attorney? Why not just give them your Bankruptcy Docket number that you get after filing rather than the attorney's phone number?
All they want is the docket number to prove that you have filed, and even if you do not give it to them, they will receive it from the court clerk anyway. You will be surprised how many people get sold on hiring an attorney just on this one gimmick.
So here is all you need to do...
Go to the start page and place your order. We accept both checks and credit cards including bank check cards with the Visa MasterCard logo. Go there.
Fill out our simple questionnaire. We just ask you for the names and addresses of the creditors and some general personal information such as your name and income and expense information. You do not need to order a credit report or to know the exact amount that you owe since we can work with rough estimates.
Tell us if you want it done in one day.
That is it! It is just as simple and easy as anything can be. You do not even have to have all your bills to get started. This is because we provide you a Save button on the questionnaire so that you can save your information and return where you left off days later. Let us say that you have ten bills but you only remember two of them, you can enter the two that you remember and then click the Save button. You can log back on the next day or whenever you have the time and enter the other bills. It is just a great convenience.
You Know How It Feels
To Bite Off More Than You Can Chew,
To Be In Way Over Your Head, To Start Something You Cannot Finish.
The last thing you want is to waste several weeks typing and erasing and retyping, only to mess it all up and then to turn around and hire an attorney for up to $1,400 and then to find out at the end that the attorney did not do more than an hour's work and that we could have done it for you.
You know what happens when you ignore a traffic ticket. It eventually turns into a warrant. Your creditors are not kidding around. You can ignore them but they will not ignore you. Why not get rid of them before they damage you further rather than procrastinating as usual.